What are the requirements for PCI DSS?

Find out what you are required to do to protect customer card data.

PCI DSS compliance is mandatory for any business that stores, processes, or transmits card data. You need to meet the following PCI DSS requirements:


PCI DSS requirements

Build and maintain a secure network

1.     Install and maintain a firewall configuration to protect cardholder data.

2.     Do not use vendor-supplied defaults for system passwords and other security parameters.

Protect cardholder data

3.     Protect stored cardholder data.

4.     Encrypt transmission of cardholder data across open, public networks.

Maintain a vulnerability management program

5.     Use and regularly update anti-virus software.

6.     Develop and maintain secure systems and applications.

Implement strong access control measures

7.     Restrict access to cardholder data by business "Need to know".
"Need to know" is when access rights are restricted so you are only provided the data and privileges needed to perform a job.

8.     Assign a unique ID to each person with computer access.


9.     Restrict physical access to cardholder data.

Regularly monitor and test networks

10.  Track and monitor all access to network resources and cardholder data.

11.  Regularly test security systems and processes.

Maintain an information security policy

12.  Maintain a policy that addresses information security for employees and contractors

For more information about how to meet these requirements: